Privacy Policy

This Privacy Policy explains how Wealth Argent collects, uses, discloses, and safeguards information when you visit our website or use our services. This is a general template intended for informational purposes only and should be reviewed against applicable law before publication.

Last updated: [insert date]. This document is a draft and does not constitute legal advice. Please have it reviewed by qualified counsel prior to use.

1. Who We Are

Wealth Argent ("we", "us", or "our") provides an AI-powered decision-intelligence platform for individuals seeking to better understand risk and income diversification. This Privacy Policy applies to information collected through our website, applications, and related services (collectively, the "Services").

2. Information We Collect

We may collect the following categories of information when you interact with our Services:

  • Contact and account information

    Such as your name, email address, and other details you provide when you request access, submit a form, or contact us.

  • Usage and technical data

    Information about how you access and use our Services, including device type, browser, IP address, pages viewed, and interaction timestamps.

  • Communications

    Records of correspondence you send us, including support requests, feedback, and inquiries submitted through our contact channels.

  • Cookies and similar technologies

    Data collected automatically through cookies, local storage, or comparable technologies used to operate and improve our website.

3. How We Use Information

We use the information we collect to:

  • Provide and maintain our Services

    Including operating the platform, responding to requests, and delivering the functionality you have requested.

  • Improve and develop our Services

    Analyzing usage patterns to refine features, performance, and overall user experience.

  • Communicate with you

    Sending administrative messages, updates about our Services, or responses to inquiries you submit.

  • Ensure security and compliance

    Detecting, preventing, and addressing fraud, misuse, or violations of our terms and applicable law.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, our legitimate interests in operating and improving our Services, and compliance with legal obligations.

5. Sharing of Information

We do not sell personal information. We may share information with:

  • Service providers

    Third parties that support our operations, such as hosting, analytics, or communication tools, under appropriate confidentiality obligations.

  • Legal and regulatory authorities

    Where disclosure is required to comply with applicable law, legal process, or governmental request.

  • Business transfers

    In connection with a merger, acquisition, or sale of assets, subject to continued protection of personal information.

6. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes described in this Policy, unless a longer retention period is required or permitted by law. Retention periods vary depending on the type of information and the purpose for which it was collected.

7. Data Security

We implement reasonable technical and organizational measures designed to protect information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, which may include the right to access, correct, delete, restrict, or object to certain processing, as well as the right to data portability and to withdraw consent where processing is based on consent. To exercise any applicable rights, please contact us using the details provided on our Contact page.

9. International Data Transfers

If information is transferred across borders, we aim to ensure appropriate safeguards are in place consistent with applicable data protection requirements.

10. Cookies

Our website may use cookies and similar technologies to operate core functionality, remember preferences, and understand usage patterns. You can typically control cookies through your browser settings; disabling certain cookies may affect the functionality of our Services.

11. Children's Privacy

Our Services are not directed to individuals under the age of majority in their jurisdiction, and we do not knowingly collect personal information from children.

12. Third-Party Links

Our Services may contain links to third-party websites or resources. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will indicate the date of the most recent update at the top of this page.

14. Contact Us

If you have questions about this Privacy Policy or our data practices, please reach out via our Contact page.