Terms and Conditions

1. Acceptance of Terms

By creating an account, requesting access, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not access or use the Service.

2. Description of Service

Wealth Argent provides an AI-powered decision-intelligence platform designed to support users in evaluating financial information, risk considerations, and diversified income scenarios. The Service is provided for informational and organisational purposes only and does not constitute financial, investment, tax, or legal advice. Any decisions made based on outputs from the Service are made at the sole discretion and risk of the user.

3. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. Account Registration

Certain features of the Service may require you to register for an account. You agree to provide accurate, current, and complete information during registration and to keep such information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

5. Acceptable Use

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Service. You further agree not to attempt to gain unauthorised access to any part of the Service, other accounts, or any systems or networks connected to the Service.

6. No Financial Advice

Nothing provided through the Service, including any analysis, projections, or recommendations, should be construed as personalised financial, investment, legal, or tax advice. Wealth Argent does not guarantee any particular outcome, return, or result from use of the Service. Users should consult with a qualified professional advisor before making financial or investment decisions.

7. Intellectual Property

All content, software, design elements, trademarks, and other materials associated with the Service are the property of Wealth Argent or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Service for your personal or internal business purposes, subject to these Terms.

8. Subscription and Fees

Certain features of the Service may be offered on a subscription or paid-access basis. Where applicable, pricing, billing cycles, and payment terms will be presented to you at the time of purchase or subscription. Wealth Argent reserves the right to modify pricing with reasonable advance notice.

9. Termination

Wealth Argent reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, third parties, or the Service itself. You may discontinue use of the Service at any time.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Wealth Argent does not warrant that the Service will be uninterrupted, error-free, or secure.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Wealth Argent and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from or related to your use of, or inability to use, the Service.

12. Indemnification

You agree to indemnify and hold harmless Wealth Argent and its affiliates from any claims, damages, losses, liabilities, and expenses arising out of your use of the Service or your violation of these Terms.

13. Changes to the Service and Terms

Wealth Argent reserves the right to modify or discontinue the Service, in whole or in part, at any time. We may also update these Terms from time to time. Material changes will be communicated through the Service or via other reasonable means, and continued use of the Service after such changes constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Wealth Argent operates, without regard to conflict-of-law principles. This section is a general placeholder and should be adapted to reflect the specific jurisdiction applicable to Wealth Argent.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

16. Contact

Questions regarding these Terms may be directed through the contact channels provided on our Contact page.